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2025-26 Trees Atlanta Smyrna Front Yard Program Agreement- Updated

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9  July 24, 2025 
 
than $1,000,000 each occurrence / $2,000,000 policy aggregate for personal injury, 
bodily injury, and property damage. Commercial General Liability Insurance will 
be written on an “occurrence” form.  
 
4.3.3 Automobile Liability Insurance with limits of liability of not less than $500,000 per 
accident for bodily injury and property damage if automobiles are to be used in the 
delivery of or in the completion of services and work or driven onto the City’s 
property. Insurance shall include all owned, non-owned and hired vehicle liability. 
 
4.3.4 Umbrella Insurance  with limits of liability excess of Employer’s Liability 
Insurance, Commercial General Liability Insurance and Automobile Liability 
Insurance in the amount of not less than $3,000,000. 
 
4.3.5 Fidelity Bond (Employee Dishonesty) in the sum of not less than $50,000. All such 
insurance will remain in effect until final payment is made and the Program is 
accepted by the City.  If Trees Atlanta receives notice of non -renewal or material 
adverse change of any of the required coverages, Trees Atlanta  shall promptly 
advise the City in writing.  Failure of Trees Atlanta to promptly notify the City on 
non-renewal or material adverse change of any of the required coverages shall be 
deemed a breach of this Agreement . The insurance policies will contain or be 
endorsed to contain, the following provisions:  
 
4.3.5.1 A provision that coverage afforded under such policies shall not expire, 
be canceled or altered without at least thirty (30) days prior written notice 
to the City.  
 
4.3.5.2 Workers’ Compensation and Employer’s Liability and Property insurance 
policies shall contain a waiver of subrogation in favor of the City and the 
City’s boards, officials, directors, officers, employees, representatives, 
agents, and volunteers.  
 
4.3.5.3 Commercial General Liability, Automobile Liability Contractors’ 
Pollution Legal Liability and/or Asbestos Legal Liability and/or Errors 
and Omissions ( if project involves environmental hazards) insurance 
policies will include an endorsement making the City and the City’s 
boards, officials, directors, officers, employees, representatives, agents, 
and volunteers Additional Insureds under such policies.