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2024-12-09 December 09, 2024 Mayor and Council Meeting Minutes - FINAL

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December 09, 2024 
7:00 PM 
 
City of Smyrna 
Mayor and Council Meeting 
2800 King Street SE 
Council Chambers 
 
   Page 11 of 17 
1. Lifetime Critical Illness Lump Sum PTSD Diagnosis Benefit 
2. Lifetime Long-Term PTSD Disability Benefit (Income Replacement) 
 
The Ashley Wilson Act (HB 451) requires several specific coverage features for the 
disability portion of the PTSD benefits. Our existing group long term disability policy 
does not meet the disability benefit requirements of the Act; therefore, staff 
recommends authorization.   
 
Councilmember Latonia P. Hines made a motion to approve item ATH2024-202; 
seconded by Mayor Pro Tem / Councilmember Tim Gould. 
 
The motion to approve carried with the following vote: 
 
Aye: 7 –  Councilmember Pickens, Councilmember Hines, Councilmember 
Lindley (virtual), Councilmember Welch, Councilmember Wilkinson, 
Mayor Pro Tem / Councilmember Gould, Councilmember Oglesby  
Nay: 0 –  None 
Recuse: 0 –  None  
 
 K. ATH2024-205 Authorization to renew the City’s Worker’s Compensation 
Insurance program with National Liability and Fire Insurance Company with a 
$668,110.00 premium and $2,500 deductible with Oakbridge Insurance/John 
Knop as the broker and authorize the Mayor to sign and execute all related 
documents. 
Citywide 
 
Joe Bennett, City Administrator, presented the following background: 
  
The City’s Worker’s Compensation insurance program renews on January 1, 2025. 
  
As of January 1, 2024, the City’s worker’s compensation coverage was placed with 
National Liability and Fire Insurance Company with Oakbridge Insurance/John Knop 
as the broker.  
 
• $ 668,110.00 annual premium with $2,500 deductible 
• Continue Oakbridge’s Proactive Services to improve safety and risk 
management culture 
• Continue 2-3 year plan to reduce claims and lower first dollar/low deductible 
premiums 
 
Councilmember Glenn Pickens made a motion to approve ATH2024-205; seconded by 
Councilmember Charles Welch. 
 
The motion to approve carried with the following vote: 
 
Aye: 7 –  Councilmember Pickens, Councilmember Hines, Councilmember 
Lindley (virtual), Councilmember Welch, Councilmember Wilkinson, 
Mayor Pro Tem / Councilmember Gould, Councilmember Oglesby  
Nay: 0 –  None 
Recuse: 0 –  None