OneDigital - retirement Plan Investment Management Agreement - 06.01.2026 - SIGNED
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OneDigital Page 12 Form ADV, Part 2A working with the Preferred Vendor, and some of which only benefit OneDigital. Included within the support services are investment-related research, both proprietary and that of third parties; pricing information and market data; trade execution analysis data; software and other technology, at a discount or for free, that provide access to client account data and/or assist in creating client reports; compliance and/or practice management-related publications; discounted or free consulting services; discounted or free attendance to conferences, meetings, and other educational and/or social events, which may include full coverage of travel expenses to such events; marketing support; computer hardware and/or software and/or other products used by OneDigital in furtherance of its investment advisory business. Schwab and Fidelity also provide financial assistance to OneDigital or to clients of OneDigital which may take the form of (1) reimbursements to clients of fees they incurred, (2) the provision of fee free trading for clients, and (3) paying fees and/or invoices of third-party vendors who were, directly or indirectly, hired by OneDigital to assist in the preparation, delivery, execution and/or submission of agreements, authorizations, disclosures and/or other documents required by Schwab or Fidelity and/or OneDigital in order to onboard them as a new client. Clients should be aware that the receipt of support services and/or products and financial assistance by OneDigital and/or our related persons creates a conflict of interest for OneDigital as it creates an incentive for OneDigital to recommend the services of Preferred Vendors over other broker-dealers and potentially one Preferred Vendor over another. The receipt of these benefits, however, are not a material consideration for OneDigital when determining whether to recommend that a client utilize the services of a particular Preferred Vendor. OneDigital Summit Sponsorships Schwab and Fidelity or one of their affiliates was a sponsor of OneDigital’s Summit 2025, which creates a material conflict of interest for OneDigital because it reduced the out-of-pocket costs of OneDigital and/or one of its affiliates to host Summit 2025 and thus created an incentive for OneDigital to recommend their services as Preferred Vendors over other vendors. Item 13 – Review of Accounts For plans with participant-directed investment accounts, OneDigital benchmarks the investment options offered within the plan each quarter. OneDigital also conducts regular investment review meetings with the plan’s Investment Committee on a quarterly, semi-annual, or annual basis, depending upon the size of the plan and the preferences of the plan’s named fiduciaries. During those reviews, OneDigital will inform the named fiduciaries of each investment’s performance and utilization, as well as whether OneDigital is recommending it be replaced (or has replaced the investment where it has discretionary authority as the plan’s investment manager). If OneDigital is managing the pooled investments of the plan, the performance of those investments will be monitored by OneDigital’s Investment Committee and the investment adviser representative on the account. OneDigital will conduct regular investment review meetings with the plan’s named fiduciaries pursuant to the schedule agreed upon in the parties’ agreement. However, additional reviews can be triggered by the client’s specific request or by a change in market or economic conditions.