OneDigital - retirement Plan Investment Management Agreement - 06.01.2026 - SIGNED
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OneDigital Page 13 Form ADV, Part 2A For its Personalized Portfolios program, OneDigital’s Investment Team frequently monitors the performance of its investment allocation models or CITs, as well as the investments within those models. The IAR assigned to the plan may or may not conduct regular investment review meetings with the participants in the plan, depending upon the size of the plan, the expectations of the participant, and the IAR’s ability to offer that service to all participants. All retirement plan clients are reminded that it remains their responsibility to advise OneDigital of any changes in their investment objectives, financial status, or specific guidelines within their IPS. Item 14 – Client Referrals and Other Compensation Economic Benefits As noted above, OneDigital receives certain benefits and sponsorships from Preferred Vendors. The receipt of these benefits creates an incentive for OneDigital to recommend the services of Preferred Vendors over other broker-dealers, custodians and/or recordkeepers. OneDigital also maintains a Strategic Partners Program, pursuant to which certain investment product and service providers provide funds that are then used to pay for training meetings, educational seminars, employee summits and/or marketing events conducted by OneDigital. The receipt of funds from Strategic Partners is a material conflict of interest for OneDigital as it creates an incentive for OneDigital to favor the investment products and/or services offered by Strategic Partners over the investment products and/or services offered by other firms. If requested, OneDigital will disclose to clients which of the investment products and/or services recommended to them are offered by Strategic Partners. In addition, outside of the Strategic Partners Program, OneDigital and/or its IARs may receive economic benefits from various third parties, including, but not limited to, investment product and service providers whose products and/or services may be recommended to clients. Such benefits include, but are not limited to, gifts (typically under $100), entertainment, and/or free attendance to conferences, which may include full coverage of travel expenses. Promoter Fees Paid by OneDigital OneDigital utilizes a variety of third-party promoters in order to market OneDigital and/or its services. In return, third-party promoters typically receive a percentage of the investment advisory fees that OneDigital receives from successful client referrals, with the exact compensation arrangement varying from promoter to promoter. The receipt of compensation by a promoter in exchange for the referral of prospective clients to OneDigital creates a material conflict of interest for such promoter. In order to mitigate such conflict of interest, third-party promoters are contractually required by OneDigital to provide disclosures to prospective clients at the beginning of any promotional activity. Such disclosures should be carefully evaluated as they contain important information about the promoter and its conflicts of interest when recommending OneDigital and/or its services. Third-party promoters do not review or supervise or have any responsibility to review or supervise OneDigital’s activities.