OneDigital - retirement Plan Investment Management Agreement - 06.01.2026 - SIGNED
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6 2026-01-20- CONGA – E – 3(38) authority has been delegated at such times and under such terms as the parties may agree from time -to-time. These educational sessions shall occur as mutually agreed by the parties, unless specified here: . Co unseling Services to Plan Fiduciaries on Increasing Participant Retirement Readiness . OneDigital will periodically audit the Plan’s behavioral health. This may include, without limitation, a review of the Client’s payroll demographics, survey of the Plan’s participation and deferral rates, and analysis of the investment choices being made by the Plan’s participants. OneDigital will then counsel the Plan’s fiduciaries on strategies designed to optimize participants’ use of the Plan to meet their retirement needs. However, Client understands this does not include the implementation of any changes in the Plan’s design, as such services may be considered a “settlor expense” that cannot be paid from Plan assets. P articipant Investment Education Services . OneDigital will assist Client in meeting its duties under ERISA 404(c) by educating the Plan’s participants regarding general investment principles and the investment alternatives available under the Plan. These educational sessions shall occur as mutually agreed by the parties, unless specified here: 1 Education Day Per Year . Participant Enrollment Services. OneDigital will assist Client in enrolling participants in the Plan, including conducting enrollment meetings designed to increase retirement plan participation among employees. These enrollment sessions shall occur as mutually agreed by the parties, unless specified here: . C oncierge Services . OneDigital will act as the Plan’s liaison with its vendors to help coordinate communications regarding issues Client may experience with its management of the Plan. However, OneDigital will not assume any responsibility or liability for the actual management or administration of the Plan, including any responsibility for ensuring Client or a vendor completes any duty or task assigned to it. R equest for Proposals/ Plan Vendor Search. OneDigital will manage the preparation, distribution, evaluation of RFPs of potential vendors for selection by the Plan, as well as interviewing the finalists and providing support services for the conversion to the selected vendor. B enchmarking Services . OneDigital will provide Client with comparisons of Plan data (e.g., regarding fees, services, participant enrollment and contributions, etc.) to data from the Plan’s prior years and/or a benchmark of similar plans. A ssistance in Identifying Plan Fees . OneDigital will assist Client in identifying the fees and other costs borne by the Plan for items specified by Client, including investment management, recordkeeping, participant education, participant communications, and/or other services provided to the Plan. Financial Education and Guidance (“FE&G”) . All employees eligible to participate in the Plan will receive access to OneDigital’s FE&G program, which is designed to deliver education and access to resources to help employees maximize their participation in the Plan by enabling them to improve their financial wellbeing. The FE&G program provides access to one or more of OneDigital’s online education portals, including the use of some interactive tools, that can assist employees in various tasks such as retirement planning (e.g., defining their investment goals, necessary savings rates…), developing a household budget, creating and maintaining an emergency fund, reducing and/or managing debt, and making asset allocation and investment decisions. As part of the FE&G program, OneDigital will proactively engage with certain eligible employees on a one-on-one and/or group basis to provide targeted, timely and/or on-demand guidance to them about their options with respect to the Plan, including those arising from the termination of their employment. In order to provide eligible employees with the FE&G program, OneDigital requires access to certain non-public personal information about such eligible employees that the Plan agrees to make available to OneDigital. (Project Based Services) Project Based Service. $1,500 Per On-Site Education Day P roject Based Service.