Issue Sheet ATH2025-156
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City of Smyrna Issue Sheet File Number: ATH2025-156 A Max Bacon City Hall 2800 King Street Smyrna, GA 30080 1 2 6 0 Agenda Date: 10/6/2025 In Control: City Council File Type: Authorization Agenda Section: Formal Business Department: Human Resources Agenda Title: Approval of the recommended 2026 employee benefits insurance plans, providers, and plan designs as presented and recommended by Insurance Broker, John Knop of Oakbridge Insurance and authorize the Mayor to sign and execute all related documents. Citywide ISSUE AND BACKGROUND: Approval of the recommended 2026 employee benefits insurance plans, providers and plan designs as recommended by Insurance Broker, John Knop of Oakbridge Insurance Recommended: • Renew with Pareto Captive (ICM) + Allied TPA • VeracityRx (ProCare) – continue all existing programs • Guardian Ancillary Lines – Renew with Guardian • Continue Dependent Care & Health Flexible Spending Accounts with WEX • Renew with Pareto Captive (ICM) + Allied TPA – no plan design changes other than IRS required changes to the HDHP plan deductibles ($3,200 to $3,300 indiv., $6,400 to $6,500 family) • VeracityRx (ProCare) – continue all existing programs • Guardian Ancillary Lines – Renew with Guardian Dental & Vision - 0% Increase, Basic Life & AD&D - 39% increase, STD - 30% rate increase, 65% loss ratio over the past 12 months LTD – 0% rate increase • Continue Dependent Care & Health Flexible Spending Accounts with WEX • Continue Teladoc benefit • No change in rates to employees RECOMMENDATION / REQUESTED ACTION: Administration, Human Resources and Finance recommend Approval of the recommended 2026 employee benefits insurance plans, providers, and plan designs as presented and recommended by Insurance Broker, John Knop of Oakbridge Insurance and authorize the Mayor to sign and execute all related documents.